Flexible dual currency payments locally and in mainland China
Manage your spending at home, in mainland China and beyond all on a single card.
Welcome offers
- Up to $600 RewardCash[@cards-welcomeoffer]
- Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
- First 2-year annual fee waiver


Limited-time offer – earn extra $100 RewardCash
Enjoy extra $100 RewardCash when you successfully apply for and activate HSBC UnionPay Dual Currency Credit Card. Register now for the 'Exclusive offers for auto-payroll customers' via Reward+. T&Cs apply.
Key benefits
Additional benefits you can enjoy
- Enjoy other privileges around the worldCheck out UnionPay International Merchants & Offers to enjoy offers at various travel destinations.
- Activate your virtual card once your application has been approvedOnce your application has been approved, you can activate your virtual card and add it to your digital wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!
- Gain access to home&AwayA world of offers. On the other end of a 5-minute walk or 7-hour flight. Whether you’re in your neighbourhood or travelling abroad, explore a range of offers – unlocked with your HSBC card. Start exploring home&Away.
Things you should know
Eligibility
An annual income of HKD60,000 or above
Apply online now
With HSBC Personal Internet Banking
Without HSBC Personal Internet Banking
Frequently asked questions
Get more from your card
Make the most of your credit card through our mobile apps, credit card offers and services
Catch the latest fabulous credit card offers
RewardCash couldn't be easier to earn with an array of offers! Enjoy a wide range of options in redeeming your RewardCash the way you want – to offset purchase transactions, redeem miles, cash vouchers, gifts and more!
Enjoy exclusive discounts on dining, shopping, travel and more perks